Your AI wealth co-pilot
Build Wealth Smarter with AI
Harold combines envelope budgeting, full net worth tracking, and an AI roadmap engine that shows you exactly where every dollar should go — so building wealth stops feeling like a spreadsheet and starts feeling automatic.
Envelope budgeting
Give every dollar a job the moment it hits your account, YNAB-style, with rollover built in.
Total net worth
Cash, credit, mortgage, investments, crypto, and car value — one number that tells the whole story.
AI roadmaps
Harold reads your budget and net worth, then surfaces exactly what to prioritize next — recalculated every time your accounts sync.